UKUCINGA NOKUQINISA

UHarold W. Percival

ISAHLUKO V

UKUGUQULWA KWEELWIMI

Icandelo 4

Imali. Uthixo wemali. Ubuhlwempu. Ukubuyela umva. Isela elizelweyo. Akukho ngengozi yobutyebi okanye nelifa.

Umxholo wemali kunye nento enexabiso lemali ifanele ukuqwalaselwa ngokukhethekileyo. I nelifa kwaye ukusilela kwemali kudala namhlanje iwaka kunye neemeko enye apho iindlela isiphelo khokelela. Ukuzimela, ukusebenzela abanye, ukukhathala, iitsheki kuphuhliso, ukhetho lwabalingane, amandla, ithuba, msebenzi, uninzi lwezinto ezingenakubalwa ezimiselwe kwangaphambili ubomi emhlabeni, zinxulumene nemali.

Wonke umntu ufuna imali. Kufanelekile ukuba wonke umntu abenayo. Ngokuqinisekileyo olunye loluvavanyo lukarhulumente olungileyo kukuba bonke abantu abaphantsi kwalo kufuneka babe ithuba ukufumana ngokwaneleyo ukutya, iimpahla nendawo yokuhlala. Ngaphandle kwezi mfuno ezithile zifunwa kufanelekile ngokwesikhundla umntu abambe sona emhlabeni. Ukuba umntu akanamfazi okanye abantwana, kuyafuneka kancinci. Kodwa i iingcinga Indoda iya ngaphaya kwayo kwaye inyanzelise ukuba ingabi yeyanelisa iimfuno zabo kunye neemfuno ezifanelekileyo. Bafuna imali ngenxa yobunewunewu kunye nokubonisa, amandla ngaphezulu kwabanye, kwaye abanye bafuna imali ngenxa yemali. Nokuba baninzi kangakanani na, basafuna okungakumbi. Rhoqo imali, emva kokuba ifunyenwe, inexabiso elincinci. Ayizukuthenga impilo, imbeko, ukuzihlonipha; ayinakuthenga uthando okanye ubomi; okanye inkululeko, kukhulula okanye ulwazi.

Ukuzimela okuyinyani yimali ekufuneka incedise ukuyizisa, kwaye imali encinci yanele loo nto. Nangona inkululeko iyahluka ngesikhundla somntu kunye umsebenzi emhlabeni, kufuneka imali encinci ukuyiseka. Ukukhathalela, iinkxwaleko kunye nokuzama ukujikeleza abo umnqweno ngaphezulu kokulingene. Imali ayilukhulisi uluhlu lwenkululeko. ulonwabo ngaphakathi kunye nesiqinisekiso ngaphandle koko kufunwa ngabantu bonke, kodwa ubomi soze ubanike. Indlela esondeleyo yenkululeko, nokuba yeyiphi na. Imali yenye yeemfuno ezincinci. Oncinci kufuneka kwaye umncinci afunayo kwimali unkulunkulu, kokuzimeleyo ngakumbi kukuba.

Imali unkulunkulu ngumhlaba onamandla Umoya, wadalwa, wagcinwa ephila wanikwa amandla akhe, njengamanye Izithixo, ngokunqulwa kwe umenzi izahlulo kwimizimba yabantu. Phantsi kwalo thixo mkhulu womhlaba yimali encinci Izithixo, izithixo ezikhethekileyo zomnquli ngamnye. Wonke uthixo omncinci wemali, entliziyweni nasezindlebeni, wondliwa ngumnquli, aze amele uthixo omkhulu. Umntu Izithixo Dlulisela unqulo kuthixo omkhulu. Eli, yena, esebenzisa isikhundla sobuxhakaxhaka, anceda abanquli bakhe ekufumaneni imali nasekuphepheni ilahleko, ekubancediseni kumashishini anempumelelo nakwizikhundla ezifumanayo, okanye ekubakhupheni kwiintlekele zemali. Kodwa lo thixo akanakubanika impilo, intuthuzelo okanye ukuxabisa; kananjalo uthandoIsifuba okanye ithemba; kananjalo ayizukunikeza ukhuseleko ekugqibeleni, nini isiphelo ayinakubanjwa. Rhoqo umnquli xa efumene imali unqula enye Izithixo kwaye isebenzisa imali ukwanelisa ezinye iminqweno obuvunyiweyo bubutyebi bakhe. Uthixo wemali uyanyamezeleka ngelixa ebambe indawo yokuqala entliziyweni, kodwa ukuba unqulo olutsha, olunje ngokuthanda ngokuzeleyo, ukunxila, inkanuko luyaphazamisa, unguThixo onomona kwaye aziphindezelele kungekuphela ngokulahleka kwemali, kodwa ilahleko yezinto ebezithengiwe yimali.

Lowo uzalelwe kubuhlwempu, oziva esekhaya kubugxwayiba kwaye engenzi mizamo ukoyisa intlupheko yakhe, ngumntu otyhafileyo, ongakhathaliyo kwaye ongenalwazi, owenze into encinci ngaphambili kwaye unento encinci ngoku. Uya kuqhutywa yindlala kwaye afune okanye aziswe uthando zezo zixhomekeke kuye ukuze umsebenzi, njengokuphela kokusinda kwindyikitya yokulahlwa kwendlala. Lowo uzalelwe kubuhlwempu kunye iinjongo, iitalente okanye amabhongo aphezulu, inokuba ungoyena mntu uzibethileyo iimeko zomzimba kwaye uchithe amandla akhe ephupheni nakwisakhiwo senqaba.

Lowo unengxaki yokubuyela kwithamsanqa angabi ngumntu obekade ehlisa abanye empahleni yakhe, okanye oyekelele ukukhusela eyakhe. Okwangoku amava sisifundo esiyimfuneko ukumenza ukuba azive enomnqweno wokubandezeleka kunye nokubandezeleka okwa nako kuphulukana nobutyebi, nokumenza abe nobubele nabanye amava yona. Okanye ukuphulukana nobutyebi kunokuba kufunwe ngu isiphelo njengokukhangela ekukhuleni utyekelo, okanye njengokulungiselela enye umsebenzi.

The nelifa ubutyebi ziziphumo umsebenzi okanye sinqule ngoku okanye ngaphambili ubomi. Umsebenzi wasemzimbeni, onamandla umnqweno, ukunqula imali unkulunkulu, rhoqo cinga, yindlela ekufunyanwa ngayo imali. Kwimbonakalo yayo nayiphi na into enye iya kuxhomekeka kwisixa.

Umsebenzi ongafundanga endle, owam okanye Ivenkile, osebenzisa kancinci cinga kwaye ayalathisi eyakhe ngononophelo umnqweno, kufuneka umsebenzi Kunzima kwaye kukude ukufumana umvuzo owaneleyo wobukho obuncinci. Ngamandla amakhulu umnqweno kunye nokuninzi cinga, umsebenzi uba nobuchule kwaye uyakwazi ukufumana ngaphezulu. Xa imali ngokwayo-ingenzi nje ukutya, impahla kunye nendawo ekhuselekileyo yento umnqweno, ukucinga ibonelela ngeendlela enokufunyanwa ngazo. Kuya kwandula ke kufuneke amasimi abanzi, apho imali iyakwenziwa ibe nkulu Mathuba ziyajongwa kwaye zithathwe amathuba.

Ukufumana isixa esikhulu semali indoda kufuneka yenze imali into ephambili yayo ubomi kwaye bancama ezinye izinto ezinomdla ekunquleni imali unkulunkulu. Xa sele ihlawule ixabiso kunqulo, imali unkulunkulu iya kumdibanisa namanye amadoda aneenjongo ezifanayo, aya kuthi azisebenzise ekufumaneni imali ayinqwenelayo, okanye imali unkulunkulu iya kumbeka kwisikhundla apho inokuthi ihlawule irhafu ngokuthe ngqo okanye ngokungathanga ngqo kwindimbane njengakwimeko yokudla iirhafu, amakhoboka, ikontraki yomkhosi, abakhi bakarhulumente okanye abanini beepropathi. Ngamanye amaxesha imali ayifiki kungekudala, kodwa emva koko ingena enye ubomi kwimo yelifa, ithamsanqa elihle, izipho, i-sinecures okanye ipenshini, ngaphandle kwangoku umsebenzi okanye sinqule. Kodwa ezo zinto azenzeki ngaphandle kokuba zenzeke umsebenzi kunye nonqulo lwexesha elidlulileyo.

Ngokutsho kunene or Ephosakeleyo Ukusetyenziswa kwemali kuya kubangela ubani ahlupheke okanye ayonwabele into eziswa yimali. Xa imali iyeyona nto iphambili yobukho bomntu, akakwazi ukuzonwabela ngokupheleleyo izinto ezibonakalayo ezinokusetyenziswa kukusetyenziswa kwayo, kwaye imali imenza angabi namdla kwizinto iimpazamo uyakwenza oko, uyisithulu kwiintsizi zabanye kwaye akakhathaleli ezakhe iimfuno. Imali, kwakhona, yi-Nemesis eneyona nto isondeleyo kunye nehlala isisigxina kwabo bayisukelayo. Ke umntu ofumanayo yolonwabo ekuzingeleni imali iyaqhubeka nokuzingela kude kube yinto ebanjiswayo. Rhoqo ziiyure ezinde ze cinga ke ukubulaleka okufunwa bubutyebi, kuyonakalisile impilo yakhe, uyafa yena.

Imali inokuvulela eminye imithombo yosizi kulowo unqula imali. Unokusebenzisa imali yakhe kumbala okanye kwinto embi. Uhlala ebalahla abantwana bakhe kwaye abashiye ukuba banyanyekelwe ngabanye. Inokuqatshelwa ukuba ubuhlanya kunye nobungqola buhlala buhlala phakathi kwento engenamsebenzi neyintaphane yembewu yesityebi. Ngelithuba labo, aba bantwana badumbileyo ngabanquli bemali ngezinye iintsuku. I uthando yemali yabatsalela kwintsapho etyebileyo, kodwa imali ngoku sisiqalekiso.

Ukwahluka kwikamva lomntu oxhaphakileyo okanye umzingeli weedola kukuba abo banganyanisekanga nabanganyanisekanga ekufumaneni imali. Uninzi lwabasebenzisi abaphumelelayo, abathengisi bezinto eziyimfuneko, abathengisi abakrexezweyo ukutya, abacebisi, abagqugquzeli kunye nabathengisi beenqanawa zezemali, kukwikamva lesela eliqhelekileyo okanye abaphangi. Abantu abazimeleyo ngokwamalungu athile okanye njengamalungu eziklasi ezixhasayo bafumana amandla okanye ukonakala ngamalungelo athile okonzakalisa abanye, ngabaphangi abasemthethweni. Abalinganiswa, bamasela nabacinezeli, abathi baphuhlise, baya kufumana intetho yabo eyinyani kamva, xa bekhutshelwe ngaphandle.

Ke ngaphandle kokugubungelwa ngokusemthethweni, imali, isikhululo okanye impembelelo, bazalwa bengamakhoboka, kwaye bakhalaza ngokungekho sikweni kwabo. Isela elizelweyo elixhonywa ekuzalweni kwaye kungekudala lifikelwa lusizi sisela eliyimpumelelo elidlulileyo ubomi ubani ophange okanye aqhathe abanye ngaphandle kokufumana isiphumo. Ngoku ubhatala amatyala abesele enawo, nokuba ebengumsebenzi ohamba ngenqanawa, umphakuli, umxhaphazi oqhelekileyo, umphangi, umthelisi werhafu, ukutya i-engrosser, umenzi wobugqwetha okanye naluphi na olunye uhlobo lokukopela okanye ubuqhetseba; nokuba izenzo zakhe zazibhalwe njengolwaphulo-mthetho okanye akunjalo, zazinganyanisekanga, oko kwakwanele. Ukuba unayo uphawu yesela, ukuba uphawu Ekugqibeleni iba yangaphandle emzimbeni, xa 'ulisela elizelwe,' 'engazange ithuba. " Uphawulwe, egxothiwe, egwetyiwe kwaye wabanjwa njengongxamisekileyo.

Ukubandezeleka ngokwasemzimbeni okubangelwe ngubani, yintlupheko athe wayizisela abanye ngokubakhupha okanye ngokubanciphisa izinto zabo, kufuneka zonke ezo zinto zibandezeleke nguye.

inye Ngubani ogqitha kwi uyolo Izono ezinokuthengwa yimali, kwaye isebenzise imali yakhe ukuyifumana, kufuneka ingenamali kwezinye ixesha, kwaye uve imfuno yako. Ukusetyenziswa gwenxa kwemali kuzisa intlupheko; I kunene Ukusetyenziswa kwemali kuzisa inkululeko kunye nokunyaniseka. Imali efunyenwe ngokufanelekileyo inika iimeko zokomzimba zokuthuthuzela, ukonwaba kunye umsebenzi eyakho kunye nabanye. inye Umntu ozelwe enabazali abahloniphekileyo nabazizityebi, okanye umntu odla ilifa imali, uzuzwe nguye cinga kunye nezenzo; Akukho ingozi ubutyebi okanye amafa ngokuzalwa.

Ilungelo lokushicilela 1974 ngu The Word Foundation, Inc.